Payment Gateway

To process payments online, you need a payment gateway. A payment gateway company charges you a small percentage of the transaction value.

See Transaction Charges→

Razorpay Transaction Charges

We have partnered with Razorpay, to offer our clients a lower pricing than their standard pricing.

Instrument Transaction Rates Standard Rates
UPI & Debit Card <₹2000 1% 2%
UPI & Debit Card >=₹2000 1.25%
Credit Card, Net Banking & Wallets 2%
International Cards 3%

**GST on Transaction charges as applicable

Payment Options for your customers
  • Visa, Master or RuPay debit cards
  • Visa, Master, Maestro or Rupay credit cards
  • UPI or UPI apps, such as GPay, PhonePe, BHIM or any bank UPI apps
  • Wallets
  • Net Banking
  • Internation Cards such as American Express, Diners Club, et cetera
Sample Calculation

Let's say a customer pays ₹1000 with a debit card.

Transacted Value ₹1000
Transaction Charges @1% ₹10
GST on Transaction Charges @18% ₹1.8
Amount you receive after deductions ₹988.2

₹988.2 will be settled into your bank account in T+2 days where T is the date of transaction.

Please Note: Payment gateway is a third party service. For More Information please visit Razorpay

Other Payments Gateways we integrate with
  • CCAvenue (INR) starts @2% + ₹3 + GST
  • PayU (INR) starts @2% + GST
  • Paypal (Multi Currency except INR) starts @4.4% + Fixed Fee
  • Stripe (Multi Currency except INR) starts @2%-3% + GST

*Every Payment Gateway company has a different payment settlement schedule.

FAQ's

When do I receive the collected payment in my account?

As soon as the payment is collected you'll be notified right away. If you are using Razorpay the payment will be settled in your bank account in T + 2 Days, where T is the date of transaction. Other payment gateways may have a different schedule. Paypal settlements happen every 30 days.

How do I know my payments are secure?

Payment gateway companies follow the highest security standards in the World almost on the same lines as that of a Banking Institution. More over most payments gateway companies are PCI-DSS compliant.

Infact in India a payment gateway company requires a license from RBI to simply start it's operations.

What are the documents required for an Individual or a Sole Proprietor organisation?

Payment gateway companies require these documents to authorise a payment gateway. Don't worry our team will help you with this.

Individual / Sole Proprietor

  • Bank Account - Company / Individual (Company current account preferred)
  • Cancelled cheque of that account
  • Account statement (Last 3 months or since the beginning if less than 3 months)
  • Personal KYC (Aadhar & PAN card)
  • GST Certificate or Gumashta or FSSAI certificate or any other government issued document might be required.
What are the documents required for a Partnership or a Limited Liability Partnership Firm?

Payment gateway companies require these documents to authorise a payment gateway. Don't worry our team will help you with this.

Partnership / Limited Liability Partnership Firm

  • Current Bank Account - Company
  • Cancelled cheque of that account
  • Account statement (Last 3 months or since the beginning if less than 3 months)
  • Company PAN card / GST Certificate / Gumashta or any other government issued document in the name of the company.
  • Personal KYC of all partners or Directors (In case of PVT LTD)
    • Aadhar Card
    • PAN Card